Today’s urban Indian consumers and brands enjoy a mutually accessible ecosystem and it is matter of a few clicks, phone calls that bridge the gap in accessing all their requirements. However, for our fellow citizens residing over 6,50,000 villages in India, whether it is depositing money in a bank or a selling their Agri- produce or even re- charching their mobile phones, primary health care services availability, quality education, legal services & employment it is a daily struggle, one filled with long commuters and even longer queues. They continue to remain widely left out and inaccessible and businesses also find it hard to serve them. Rural commerce continues to be driven by trust, relationships and physical interactions. Adding a layer of digital, unlocks its true potential to create sustainable business solution and livelihood at scale. Through SamridhSathi ( SAmSA) I have embarked on a mission to paint this very canvas and change the narrative for India‘s rural population by applying our experience of the rural markets and bringing together the social, physical and digital elements.
I want to make a strong collaboration between Samaj- Sarkar - Bazar Our Agri-tech and Fin-tech vertical roll up to make SamridhSathi ( SAmSA) The rural tech enterprises. It is indeed an opportune time to connect India to Bharat physically as the Indian rural marketplace is ready for disruption. We envision leading this space. I welcome you to partner me and team SamridhSathi (SAmSA). In this exciting and extremely fulfilling journey.
Vision & Mission
Our Vision: “Customization of services according to the need of the customer and making sure relocation is totally hassle free. We wish to establish our self as a market leader in providing customized services for providing relocation services to our customers and establishing as a market leader by virtue of quality service and by educating people and creating awareness of this service.”.
Our Mission: ““To become a complete organization for the corporate to make sure All Facilities of their all peoples by providing not just door to door service but also convenience and helping them facility provide in the all work.”
Our Strength
Strength of SAmSA (Samridh Sathi):
We need Samridh Sathi organization very much. Keeping in mind the
farmers and public etc. this organization has been established.
This organization has been created so that everyone does not have
to wander from place to place and does not have to worry, there is
only one place for every work. All the facilities are available at
one place only and that is SAmSA (Samridh Saathi).
Why Us ?
Benefits of SAMSA (Samridh Sathi):
Samridh Sathi is an organization where every work is done at one place.
There is no such facility in any otherOrganization.
An integrated digital platform that aims to use the
physical SAmSA (Samridh Sathi) team to connect our
Partners with each and every potential customer at
the rural level.
Testimonial
With a successful history of well-cultivated strategic partnerships, we are renowned for our strong associations with both past and present partners, and have helped each of them expand their reach and access hitherto under-represented markets. Samridh Sathi (SAmSA) is a sector and brand agnostic digital platform, offering a space and opportunity to every business to leverage its go-to rural approach through our network dedicated to selling, buying, service provisions, and much more. With collaborations spread across industries and sectors, our work is positioned at the intersections of AgriTech, FinTech, RuralTech, and FMCD domains to unlock their true potential for rural India. We are proud to say our success is based on our trust, affinity, and long-lasting relationships with our partners. We are on a growth trajectory and continue to maintain strong relations with our past and present partners as well as cement new partnerships and collaborations almost on a weekly basis while ensuring that we deliver on the commitments to our existing partners. It delights us to see businesses powered by SAmSA thrive in deep rural pockets.
There is no such facility in any other Organization.
• Banking & Insurance Services
• Education & Training Services
• NGO, SHG & MSME Registration
• IT & Digital Services
• Agricultural Services
• Customer Services
• Vishavkarma Services
• PMEGP, PMFME & Projects
• Rural Health Services
• Legal Services
Banking & Insurance Services
Banking, finance, insurance: industries managing money, investments, and risk for individuals, businesses, and economies worldwide.
Banking, financial services and insurance (BFSI) is the industry's umbrella term for companies that provide a range of such financial products or services. This includes universal banks that provide a range of financial services or companies that operate in one or more of these financial sectors.
Education & Training Services
The education and training industry provides teaching and allied services to all those participating in education and training, from preschool through to the tertiary sector and other adult and community education. This includes support services to the people who deliver education and training – services such as curriculum development, examination design and evaluation.
NGO, SHG & MSME Registration
NGO:-
NGO stands for non-governmental organization. While there is no universally agreed-upon
definition of an NGO, typically it is a voluntary group or institution with a social mission,
which operates independently from the government. NGOs or similar organizations exist in all
parts of the world.
SHG:-
Self Help Groups -What are SHGs? Self-help Groups (SHGs) are informal associations of people
who come together to find ways to improve their living conditions. They are generally self-governed
and peer-controlled.
MSME Registration:-
MSME registration is a mandatory process for any business to legally START functioning in India.
The registration process is free of cost, paperless, based on self-declaration, and is differentiated
under two main categories, namely manufacturing enterprises and service enterprises.
IT & Digital Services
Digital Services is a term that refers to the electronic transfer of information including data and content across numerous platforms and devices like web or mobile.
In the spirit of digital transformation—which is a business journey—a digital service is a business construct composed of apps, APIs, app delivery, security, data, and the service-level objectives that guide operations.
Agricultural Services
agricultural service means an action made under the direction of a farmer that provides value to another entity. Agricultural service includes grazing to manage vegetation.
Agriculture encompasses crop and livestock production, aquaculture, fisheries and forestry for food and non-food products. Agriculture was the key development in the rise of sedentary human civilization, whereby farming of domesticated species created food surpluses that enabled people to live in cities.
Customer Services
The primary role of the customer service representative is to interact with customers to address their concerns, answer their questions and assist them with their needs. A customer service representative will often answer customer phone calls and emails, responding to customers' questions and concerns.
Serves customers by providing product and service information and resolving product and service problems. Attracts potential customers by answering product and service questions and suggesting information about other products and services. Opens customer accounts by recording account information.
Vishavkarma Services
No surprise, today Vishvakarma is an industry leader, looking skywards with greater aspirations, enhanced capabilities and more commitment than ever before. Our wide range of services, ability to perform at greater scale, at remote-overseas destination, turnkey solution offerings and above all growing list of satisfied customers speaks for themselves that we just not serve but deliver the best.
PMEGP, PMFME & Projects
PMEGP:-
Financial assistance under the PMEGP scheme is provided by the Government of India
to promote self-employment and generate income opportunities for the unemployed and
underemployed population. The scheme offers a subsidy on the project cost, which is
calculated as a percentage of the margin money.
PMFME:-
PMFME scheme is a centrally sponsored scheme under Atamanirbhar Bharat Abhiyan that
is designed to address the challenges faced by the micro enterprises and to tap the
potential of individuals and groups entrepreneurs in supporting the upgradation,
setting up of new units and formalization of these enterprises.
Rural Health Services
In medicine, Rural Health or Rural Medicine is the interdisciplinary study of health and health care delivery in rural environments. The concept of rural health incorporates many fields, including wilderness medicine, geography, midwifery, nursing, sociology, economics, and telehealth or telemedicine.
Legal Services
legal service means any act by a company, as herein defined, consisting of the hiring, retaining, engaging or appointing of an attorney or other person to give professional advice to, or represent, holders of service contracts with any such company, in any court, as the result of liability incurred by the right of action accruing to the holder of a service contract as a result of the ownership, operation, use or maintenance of a motor vehicle.
Legal services are provided by lawyers and law firms and include preparation of legal documents, client representation, and consultation. Some industrial applications of legal services include intellectual property law (e.g.)
Legal services are the services involving legal or law related matters like issue of legal opinion, filing, pleading and defending of law suits etc by a lawyer or attorney practicing law related services.
PMEGP Scheme
Prime Minister’s Employment Generation Programme (PMEGP)
The scheme is launched by Central Government to generate employment opportunities in rural
as well as semi-urban areas by setting up self-employment ventures and projects. The scheme
helps small businessman in setting up their new units and upgrade the existing ones.
Eligibility For PMEGP Scheme:
1. Any individual, above 18 years of age.
2. There will be no income ceiling for assistance for setting up projects under PMEGP.
3. For setting up of project costing above Rs.10 lakh in the Manufacturing sector and
above Rs. 5 lakhs in the Service/ Business sector, the beneficiaries should possess at
least VIII standard pass educational qualification.
4. Assistance under the scheme is available only for new viable projects sanctioned
specifically under the PMEGP.
5. Existing Units and the units that have already availed any Government Subsidy
(under PMRY, REGP, PMEGP, CMEGP or any other scheme of Government of India or State Government)
are not eligible.
6. Projects without Capital Expenditure (Term Loan) are not eligible.
7. Cost of Land can not be covered under the project cost.
8. All Implementing Agencies (KVIC, KVIB, DIC and Coir Board) can process applications in
both rural as well as urban areas.
9. Applicant should possess valid Aadhaar Number.
10. Applicant shall give his/her consent to authenticate demographic details such as
Aadhaar number, Name, Gender, Date of Birth and Mobile number from UIDAI server.
Documents required for application are:
1. Passport Size Photo
2. Highest Educational Qualification
3. Project Report Summary/ Detailed Project Report
4. Social/ Special Category Certificate, if applicable
5. Rural area certificate if applicable
Subsidy Benefits under PMEGP Scheme for New Business:
A. General category:
Subsidy of 15% of project cost in urban area and 25% of project cost in rural area. Further, 10% of total project cost should be invested by beneficiary.
B. Special category (women, SC/ST/OBC, ex-servicemen):
Subsidy of 25% of project cost in urban area and 35% of project cost in rural area. Further, 05% of total project cost should be invested by beneficiary.
Benefit of MSME Registration
What is the Benefit of MSME Registration in India?
MSME registration offers several benefits to businesses that can help them grow and become
more competitive. These benefits include easier access to credit, interest subvention, subsidy
on patent registration, industrial promotion subsidy, timely payments, and free ISO certification.
In this section, we will explore all the benefits of MSME Registration in detail and explain how they
can help MSMEs improve their operations and financial stability.
These are the Advantages of MSMEs in India:
1. Collateral Free Loans:
As mentioned earlier, obtaining loans is often a challenge for MSMEs. However, with MSME registration, banks and financial institutions are more likely to offer credit without requiring the MSME to pledge assets as security. This is because the government provides credit guarantee schemes to banks, making it less risky for them to lend to MSMEs. This benefit helps MSMEs access much-needed funds to grow and expand their business operations.
2. Overdraft Interest Subvention:
MSMEs can avail the benefit of interest subvention or reduced interest rates on their overdraft facilities, up to a certain limit. The government provides interest subvention, meaning reduced interest rate to MSMEs who promptly repay their loans. The interest subvention makes it easier for MSMEs to manage their cash flow and reduces their financial burden, especially during challenging times.
3. Subsidy on Patent Registration
MSMEs can avail a 50% subsidy on the total cost of patent registration, which makes it more affordable for them to protect their inventions and innovations. Patent registration is crucial for MSMEs that invest heavily in research and development, as it helps them protect their intellectual property rights and prevent competitors from copying their ideas.
4. Industrial Promotion Subsidy:
MSMEs can avail industrial promotion subsidies for purchasing plant and machinery, which helps them upgrade their technology and machinery. The subsidy provides financial assistance to MSMEs to improve their production processes, increase efficiency, and become more competitive.
5. Timely Payments by Buyers:
MSMEs often face the problem of delayed payments by buyers, which affects their cash flow and financial stability. To address this issue, the government has launched the Samadhan portal, which enables MSMEs to file complaints against buyers who delay payments. This initiative ensures that MSMEs receive timely payments for their products and services, thereby improving their financial stability.
6. Free ISO Certification:
ISO certification is essential for MSMEs to establish credibility and trust among their customers and suppliers. However, obtaining ISO certification can be costly, especially for smaller businesses. MSMEs can avail the benefit of free ISO certification, which provides them with financial assistance for obtaining the necessary certification. This benefit helps MSMEs improve their quality standards and become more competitive in the market.
What is MSME Registration and Why Is It Required?
MSME registration is a process of obtaining a certificate from the government that recognizes a business as an MSME. This certificate
is issued by the Ministry of Micro, Small, and Medium Enterprises under the MSMED Act. It is not mandatory for MSMEs to register under the act,
but it is highly recommended.
One of the primary reasons for this recommendation is that post registration MSMEs can avail the benefits of various schemes and initiatives undertaken by the Government in their favour. For instance, MSMEs registered under the act can avail loans under priority sector lending, can access government schemes and programs, can claim several tax exemptions and subsidies, and much more. Additionally, having an MSME registration certificate adds credibility to a business, making it easier to access loans and attract potential customers or investors.
The process is simple and requires minimal documentation, such as Aadhaar card,PAN card, and bank account details, among others. Once the application is verified, the MSME
registration certificate is issued and your business becomes ready to avail all the benefits of MSME Registration in India. Simply possessing MSME
Registration Certificate benefits your business unimaginably and we have discussed all such benefits in the next section of this blog.
Conclusion:
In conclusion, MSME registration is a crucial step for businesses that want to grow and become more competitive in today’s market.
With easier access to credit, interest subvention, subsidy on patent registration, industrial promotion subsidy, timely payments,
and free ISO certification, MSMEs can improve their operations and financial stability, and ultimately, contribute to the economic
growth of the entire MSME sector in India. The recent changes in the definition of MSMEs and the government’s focus on supporting
these businesses further emphasize the importance of MSME registration. Therefore, if you own a small or medium-sized business,
it is highly recommended that you register your business under the MSME Act to take advantage of these benefits and propel your
business towards success.